Symmetry Home Ventures · We buy houses nationwide
We've got cash. And four other ways to buy your house.
Cash is fast and certain. Sometimes that's exactly what you need. Sometimes another structure puts more money in your pocket — or works when cash flat-out can't. Tell us about the property and we'll tell you straight which one fits.
Tell us about the property
Takes 60 seconds. Offer usually within 24 hours.
Got it — we'll call you back.
Your details are in. Someone who can actually make the deal will call you back the same hour during business hours. Rather not wait? Call us at 888-844-8164.
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Rather just talk? Call us: 888-844-8164
Here's what we can actually show you.
A person answers
888-844-8164 reaches someone who can actually make the deal. Not a rep, not a call center, not a script. Miss us and you get a callback the next business morning.
Five ways to structure a deal
Cash, seller finance, subject-to, novation, or a hybrid. Which one you get depends on your numbers, not on what's convenient for us.
No fee, no obligation
No fee for the offer, no commission, no closing costs on your side. Nothing binding until you sign a contract you've read.
Before you sign anything with anyone, get somebody on the phone who can actually make the deal. Not a rep. Not a call center. That goes for us, and it goes for whoever else you're talking to.
Sound familiar?
Most people who call us are dealing with one of these.
Behind on payments or facing foreclosure
The letters started showing up and the timeline is real. There are usually more ways to structure a deal than people think, but the list gets shorter as the date gets closer.
Inherited a property
A house you didn't ask for, possibly in a state you don't live in, with contents you don't want to sort through. We buy as-is, contents included.
Divorce or separation
Two people who need a clean split and a number everybody can live with. We close on your date, not ours.
Owe more than it's worth
Little or no equity means most cash buyers can't help you — the offer won't cover the loan. This is the situation subject-to was built for.
Tired of being a landlord
Nonpaying tenants, deferred repairs, a property that stopped being worth the trouble. We'll buy it occupied.
Needs more work than it's worth
Roof, foundation, plumbing, mold, fire damage. We buy it in whatever condition it's in.
What we can actually do
Five ways to buy your house. Most buyers have one.
A couple of the big companies have started offering two. Nobody in this business will do all five — and the four below cash are the ones that matter when cash doesn't work.
Cash
What it is: We buy it outright. No bank, no appraisal, nothing to fall through.
What to expect: A discount off market value. That discount pays for the repairs, the holding costs, and the risk. We'll walk the actual numbers on your house.
Best when: Speed and certainty matter more than the last dollar.
Seller finance
What it is: You carry the note. We pay you over time instead of all at once.
Why it can beat cash: You're not paying the discount that covers our risk, so the total can come out higher. It also spreads the tax hit instead of stacking it into one year.
Best when: You don't need all the money today.
Subject-to
What it is: We take over the payments on your existing mortgage. The loan stays in your name; we make the payments.
Why it matters: It can work when there's little or no equity — including when a normal sale would mean cutting a check at closing just to get out. Almost nobody else in this business will do this.
Best when: Your rate is low. That cheap note is why this works, even if you refinanced the equity out. Above about 5%, usually nothing's worth taking over, and we'll say so.
Novation
What it is: We list the house as-is with a partner agent on the open market and split the upside. No renovation, no repairs, no construction on our end.
Why it can beat cash: You reach retail buyers on the open market without taking the cash discount — and without paying for or managing any work.
Prep: Minimal at most, and only if the agent asks for it. The price is set off as-is sold comps, not renovated ones.
Best when: You have some time, and an as-is listing is likely to net you meaningfully more than a cash offer.
Hybrid
What it is: Some cash now, the rest structured — usually seller finance layered on a subject-to.
Best when: You need money at closing but not all of it, and the straight cash number doesn't work.
On novation — not available in every state. We'll tell you if yours is one of them.
And sometimes the right answer is number six: list it with an agent and don't sell to us at all. If that's your situation, we'll tell you, and we'll tell you why.
The process
Three steps. No pressure at any of them.
Tell us about the house
Sixty seconds on the form, or call and skip the form entirely. Address, how to reach you, and roughly what's going on.
We call you
Someone who can actually make the deal, not a rep reading a script. We go through your numbers out loud — what it's worth, what it needs, and what each structure would actually pay you. You'll hear how we got there, not just a number.
You pick, or you walk
No obligation, no fee, nothing binding until you sign something you've read. Say no and you keep everything we told you.
Cash closings usually run two to three weeks, and title is the main variable, not us. Structured deals can move faster because we aren't getting a new loan.
Side by side
Three ways to sell. Here's the real tradeoff.
This table isn't rigged in our favor. Listing with an agent wins on price. It costs you time, money up front, and certainty.
| Symmetry Home Ventures | Listing with an agent | Typical cash buyer | |
|---|---|---|---|
| What you net | Depends on structure — cash is a discount, structured deals can approach or beat retail | Usually the highest, minus commissions and repairs | A cash discount, take it or leave it |
| Time to close | 2–3 weeks cash; varies for structured | 30–90 days, sometimes longer | 2–4 weeks |
| Repairs | None. We take it as-is | Usually required for top dollar | None |
| Commissions | None | Typically 5–6% total | None |
| Showings | One walkthrough | Ongoing, on the buyer's schedule | One walkthrough |
| Financing falls through? | No — no bank on cash deals | It happens | Depends if they're a real buyer |
| Structures offered | Five | One — list it | Usually one |
| Works with little or no equity? | Yes — sub-to or hybrid | Often no; you may cut a check | Usually no |
| Who you talk to | Someone who can make the deal | Your agent | Whoever picks up |
| Change your mind? | Nothing binding until you sign | Depends on your listing agreement | Varies |
Symmetry Home Ventures
Listing with an agent
Typical cash buyer
"We'd rather lose the deal than have you find out six months later that we took advantage of a bad week."— Joel Carmona, owner, Symmetry Home Ventures
Call us. 888-844-8164.
If the middle column is your best move, we'll say so on the call.
Questions people actually ask
The ones other sites duck.
What's your cash offer actually going to be?
A discount off what the house is worth after repairs — that's how every real cash offer in this business works, ours included. How big the discount is depends on condition. We'll walk the actual numbers on your house on the call instead of making you guess. And if a different structure pays you more, we'll tell you that too.
Why would I take less than the house is worth?
A lot of people shouldn't, and we'll say so. You take a cash discount when speed and certainty are worth more than the last chunk of money — a foreclosure date, a property you can't afford to hold, work you can't fund. If none of that applies, one of the other four structures probably fits better. That's why we offer five.
Is there a cost, a fee, or an obligation?
No. No fee for the offer, no commission, no closing costs on your side, and nothing binding until you sign a contract you've read.
How fast can you close?
Cash deals usually run two to three weeks, and title is the main variable, not us. If you need faster, say so on the call and we'll tell you honestly whether it's possible.
I'm behind on payments. Is it too late?
Usually not, but the timeline matters and it varies by state. Call sooner rather than later — the workable structures shrink as the date approaches. We can't promise a specific outcome, and anyone who does is selling you something. A HUD-approved housing counselor is free and worth a call too.
What if I owe more than the house is worth?
That's exactly what subject-to is built for. We take over the existing payments instead of trying to make a purchase price cover the loan. The thing that decides whether it works isn't your equity — it's your interest rate. If you're carrying a low rate, that loan is worth keeping alive and we can usually do something. If you're north of about 5%, there's often nothing there worth taking over, and we'll tell you that instead of stringing you along. There's also a due-on-sale risk we spell out in plain English in the purchase agreement you sign. Sometimes a short sale is the better route, and we'll say so if we think it is.
Do I need to clean it out or fix anything?
No. Leave what you don't want. Broken, dated, full of stuff, tenant still in it — none of that changes whether we'll look at it.
Who am I actually talking to?
Someone who can make you an offer on the spot — not a call center, not a lead broker who sells your information to three investors. Symmetry Home Ventures LLC is a real company with a real office at 25350 Magic Mountain Pkwy, Suite 300a, Santa Clarita, CA 91355.
Let's find out which structure actually fits.
Sixty seconds. We'll call you back and walk you through all five.
Tell us about the property
Takes 60 seconds. Offer usually within 24 hours.
Or skip the form and call: 888-844-8164 · Mon–Fri, 8am–7pm PST